Oct 30
Portfolio #4: Moderately Conservative
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The moderately conservative portfolio includes more treasury ETFs than either of the last two portfolios. Listed below are the holdings and target percentages for this portfolio, also suggested by the authors of iMoney.
- SPY = 15%
- RSP = 15%
- IWM = 5%
- EFA = 10%
- EEM = 5%
- TLT = 15%
- SHY = 15%
- IEF = 15%
- TIP = 5%
This moderately conservative portfolio generates the following data when a three-year database is used for the QPP analysis.
- Return = 6.16%
- SD = 8.55%
- PA = 57.8%
- DM = 36%
- R^2 = 93.3%
The return is quite low and the diversification is still modest.
Lowell Herr
Photograph: Fat City Cafe
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